The term mortgagee possession might sound unsettling, and understandably so. It’s often viewed as a warning sign for the property market or a signal of wider financial strain.

But before jumping to conclusions, it’s important to look at the data. While mortgagee possession activity in 2025 has increased, it’s coming off record-low levels from the pandemic years. In reality, we’re seeing a return to more typical market conditions rather than a crisis.

At One Point Wealth, we see these numbers as a reminder to stay proactive, not fearful. Understanding the why behind this trend can help Australians strengthen their financial resilience, make informed choices around mortgages and investments, and prepare for changing market conditions with confidence.

 

Further Reading