Australians googling:
- “How do I build wealth in Australia?”
- “What’s the best way to invest in Melbourne?”
- “Should I buy property in my 30s or 40s?”
All want the same thing: clarity.
If You’re in Your 20s: Build Your Base
Most Melbourne 20-somethings don’t need complexity.
They need structure:
- Savings discipline
- Understanding borrowing power
- Realistic pathways to a first purchase
Scenario: You’re saving $250–$350/week → You could secure a Melbourne outskirts investment within 12–24 months.
If You’re in Your 30s: Time to Accelerate
Your 30s are ideal for:
- Matching borrowing power to growing suburbs
- Entering your first or second property
- Establishing long-term equity plans
Many OPW clients start here — overwhelmed, busy, but financially ready.
If You’re in Your 40s: Optimisation Stage
Now it’s about:
- Debt management
- Asset growth
- Strengthening property strategy
This age group makes up a large portion of OPW’s Melbourne clients.
If You’re in Your 50s: Cash Flow & Confidence
At this stage, clients prioritise:
- Lower maintenance options
- Cash flow
- Legacy & retirement structure
Disclaimer: This article provides general information only and does not take into account your personal financial situation. Always seek personalised advice before making financial decisions.